How can I find out what type of insurance my car has?
I know my car is insured but can’t find the policy details if my life depended on it. How can I find out what types of insurance I have?
Don’t worry, people lose their policy documents all the time! You can find out the types of insurance your car has by taking a look at your policy’s declaration page.
If you cannot find your declaration page, you will likely be able to access it online through your car insurance company’s website (if they offer this service) or the company app. If you cannot access it online, you should check your email inbox to see if it has ever been sent to you or give your insurance company a call and request a replacement.
The declaration page should have the following listed:
- Named insured and any additional drivers
- The vehicles insured
- Policy number
- The effective dates of coverage
- The types of insurance and your coverage limits
- Any supplemental coverages you have purchased
- Any discounts that have been applied to your policy
While reviewing your coverage, you may also want to consider shopping around to make sure you are not overpaying for your car insurance. Jerry is the easiest and most effective way to compare quotes and find a car insurance policy that is customized for you. Jerry will provide you with a comprehensive cross-analysis of the best policies across providers and will even handle the phone calls, paperwork, and renewals for you!
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How do I know if my car has an immobiliser?
I've heard I can get a discount if my car has an immobiliser, but how do I check it? Also, do I need to tell my insurance?
Oct 22, 2021
Can I negotiate my car insurance cost?
I’ve been with the same car insurance company for almost 10 years and, after getting in an accident recently, my monthly payments went up nearly 50%. Besides this accident, my driving record is virtually spotless and I feel like this increase isn’t justified. Can I negotiate the cost of my insurance?
Oct 22, 2021
How can I check to see if a car is insured?
My young adult son purchased his first car a few months back, but shortly after he got a ticket for driving without insurance. Naturally, this worries me because I don’t want him to be driving a car without insurance. However, I also don’t want to make things weird between us by bringing up a touchy subject. Is there a way to check if a car is insured?
Oct 22, 2021