How can I find out what type of insurance my car has?

I know my car is insured but can’t find the policy details if my life depended on it. How can I find out what types of insurance I have?

Answer
Don’t worry, people lose their policy documents all the time! You can find out the types of insurance your car has by taking a look at your policy’s declaration page.
If you cannot find your declaration page, you will likely be able to access it online through your car insurance company’s website (if they offer this service) or the company app. If you cannot access it online, you should check your email inbox to see if it has ever been sent to you or give your insurance company a call and request a replacement.
The declaration page should have the following listed:
  • Named insured and any additional drivers
  • The vehicles insured
  • Policy number
  • The effective dates of coverage
  • The types of insurance and your coverage limits
  • Any supplemental coverages you have purchased
  • Any discounts that have been applied to your policy
While reviewing your coverage, you may also want to consider shopping around to make sure you are not overpaying for your car insurance. Jerry is the easiest and most effective way to compare quotes and find a car insurance policy that is customized for you. Jerry will provide you with a comprehensive cross-analysis of the best policies across providers and will even handle the phone calls, paperwork, and renewals for you!
Jack Walsh
Answered on Oct 22, 2021
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