How can I find out if my car is still insured?

I got a letter saying my car insurance was about to be canceled if I didn't get a photo inspection completed. I had it done, sent it in, and haven't heard a thing yet. How can I find out if my car is still insured?

Answer
Getting a cancelation notice in the mail can be nerve-wracking! But, don’t worry; there are a few ways you can find out if your car is still insured.
Since this situation relies on paperwork, I suggest calling your insurance provider directly. This way, you can make sure your policy is still active and that they received the correct paperwork. Usually, when an insurance provider asks for a photo inspection, they will cancel the comprehensive and collision coverage from the policy if the photos are not received, but they won’t cancel the entire policy.
If they have not received the inspection, make sure to have it redone and fax or email a copy straight to the provider. Then call them back to ensure the collision and comprehensive remain on your policy.
Some car insurance companies have very easy-to-navigate websites, so verifying your policy status and coverages online is a great option if phone calls aren’t your thing.
If you prefer conducting business via an app, the number one rated car insurance app in the Apple store, Jerry, is perfect for you! Jerry compares personalized rates from 50+ providers and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
Shannon Martin
Answered on Oct 27, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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