How can I find home insurance after numerous claims in a year?

I filed two claims over the past year for water damage due to leaky pipes. After the second claim, my insurer canceled my insurance. Now I'm shopping for a new insurer, but most companies won't even give me a quote. What do I do now?

Answer
“That’s frustrating, but you can definitely find a company who will work with you.
Your best bet is to find an independent agent or broker who can check with insurers that provide home insurance to those considered high risk.
While you didn’t cause these leaks to happen, insurance companies consider multiple claims in a short period of time high risk because it could cost them more money. This follows the same idea as someone who has numerous driving infractions and needs a high-risk car insurance provider.
Don’t worry; there are companies who specialize in working with customers considered higher risk.
To find new coverage, you can call individual companies or try Jerry. Jerry is a licensed broker that can help find you a home insurance policy without the hassle of gathering quotes on your own. Jerry pulls multiple quotes and helps with the paperwork so you can start a new policy worry free.”
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Eric Schad
Answered on Aug 12, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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