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How can I find home insurance after numerous claims in a year?

I filed two claims over the past year for water damage due to leaky pipes. After the second claim, my insurer canceled my insurance. Now I'm shopping for a new insurer, but most companies won't even give me a quote. What do I do now?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s frustrating, but you can definitely find a company who will work with you.
Your best bet is to find an independent agent or broker who can check with insurers that provide home insurance to those considered high risk.
While you didn’t cause these leaks to happen, insurance companies consider multiple claims in a short period of time high risk because it could cost them more money. This follows the same idea as someone who has numerous driving infractions and needs a high-risk
car insurance
provider.
Don’t worry; there are companies who specialize in working with customers considered higher risk.
To find new coverage, you can call individual companies or try
Jerry
. Jerry is a licensed broker that can help find you a home insurance policy without the hassle of gathering quotes on your own. Jerry pulls multiple quotes and helps with the paperwork so you can start a new policy worry free.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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