How can I find cheaper car insurance in New Jersey for a Ford Fiesta?
I am 22 years old and paying $275 on my mom's insurance policy for my car. I have a clean driving record and don't want to spend half of my paycheck on insurance every month. Are there any lesser-known companies that may offer lower rates?
Answer provided by
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“While New Jersey isn’t listed as having the most expensive average car insurance cost by state, there are many factors that can cause higher-than-average rates. Where you live, the car you drive, your driving record, and the coverage on your vehicle can all impact your rate.
You can reach out to your current insurance carrier and find out what discounts you may qualify for. If you are in school, carriers often offer student discounts. Attending a driving school or training class can also save you money on your policy.
The easiest way to find lower rates with different carriers is to request car insurance quotes online. By shopping around, you may be able to find a more affordable rate with a lesser-known carrier or a better discount with a major carrier. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
How much should I expect to pay for car insurance in Massachusetts if I'm under 25?
I just bought a used car and I live in Massachusetts. How much can I expect to pay for liability insurance on an older vehicle that cost $3,000?
Apr 28, 2021
Why is renters insurance so cheap compared to homeowners insurance?
I rent my current home, but previously I owned and lived in a house. When I was shopping for renters insurance, I was surprised to learn that it was much cheaper than homeowners insurance. Why is this?
Mar 08, 2021