How can I cheapen my car insurance?

I recently purchased a new house and have been renovating it before moving in. The project has been much more expensive than I anticipated, so I am trying to cut down on other costs. My car insurance payment is not cheap and I was wondering how I could cheapen my car insurance?

Answer
Congratulations on the new purchase! Nobody wants to overpay for insurance, and luckily there are a few ways you can cheapen your car insurance.
One of the easiest ways to cheapen the cost of your car insurance is to compare car insurance quotes online. However, sifting through multiple companies can be time-consuming, so leave the hard work of comparing quotes to Jerry. The Jerry app gathers personalized quotes and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
When you are looking at different policies, you should consider the types of coverage you need. If you do not need full coverage, just having the minimum car insurance required in your state could drastically lower your rate. There are many additional coverages you may have that increase your rate and can be removed, like rental reimbursement coverage.
If you already have the minimum amount of coverage you are comfortable with and the price is still too high, there are other options such as:
  • Asking your current insurer if there are additional discounts you may be eligible such as a defensive driving or telematics
  • Maintaining a good credit score
  • Purchasing homeowners insurance through the same insurer to get a bundling discount
Good luck with your home renovation!
Jack Walsh
Answered on Oct 22, 2021
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