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How can I change the car on my insurance policy?

Is there a way to change the car on my insurance policy? I was going to buy a 2018 Kia Soul and had my paperwork all set to go. However, once I got the lot, I found out that I can get a 2020 Kia Soul for the same price!

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It sounds like you are getting a great deal, and it is never too late to change your policy to add a different car. You can make this update yourself online or by calling your insurance agent.
If the only thing you need to change is the car, just provide your agent with the new vehicle’s VIN. Make sure you receive the updated ID card and any lienholder paperwork.
There may be a change in your premium since you are getting a newer model, but the vehicles are very similar, so there should only be a slight difference.
Any time you purchase a new car, you should evaluate your insurance policy and ensure you are still getting the most competitive rates with the coverages you need.
Jerry
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