PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I change my auto insurance company's 50/50 liability decision in my claim?
I was in an accident where someone pulled into my lane from stopped traffic and I hit their car because I could not stop in time. My insurance adjuster said he will try to get the claim settled at 50/50, but I do not think that is right. How do I dispute this?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You do have the right to dispute the insurance company’s liability decision, but you risk getting a less favorable outcome.
If the other insurance company is also disputing liability, you will have to use your
collision coverage
for your damages, but this will allow your insurance company to subrogate and attempt to recover money from the other insurance company. This may go to arbitration for a liability dispute, or the adjusters may settle prior to arbitration.If the points of impact are front bumper and rear bumper, then 50% liability may be the best you can hope for. It will depend on the statements of the drivers, points of impact, the police report, witness statements, and any other evidence available.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
