How can I change car insurance companies?

My car insurance will renew next month, but they informed me my rate will increase. How can I change car insurance companies before the rate increases?

Answer
It’s always a good idea to compare quotes and shop around for a new car insurance policy before your policy renews, your rate increases, or you need to make adjustments to your policy.
To change car insurance companies, you should do the following:
  • Make sure there are no penalties for switching your policy. These penalties are more common if you are canceling a policy mid-term.
  • Identify the coverages you need by checking the minimum car insurance required in your state and avoid expensive optional coverages like towing and labor coverage.
  • Compare car insurance quotes from multiple companies.
  • Purchase a new policy while making sure to avoid a lapse in coverage.
  • Cancel your old policy and confirm the cancellation with your previous insurance company to avoid a charge for a policy renewal.
If you’re hesitant to switch plans or insurance providers because you’re worried about the work involved, download the Jerry app. Jerry compares personalized quotes from 50+ top providers, like Nationwide, Allstate, and Travelers, and does all the paperwork for you. The average Jerry driver saves $879 a year on car insurance!
Jack Walsh
Answered on Oct 27, 2021
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