How can I buy a damaged car from an insurance company?

I'm looking to buy a damaged car from an insurance company. My girlfriend is a mechanic and has offered me a discount, so I'm not worried about repairs. But I want to get a good deal on the car. How do I go about buying a damaged car from an insurance provider?

Answer
You’re in luck—insurance companies frequently sell damaged and totaled cars at auto auctions, alongside impounded or repossessed cars.
To find the nearest auto auction, you can:
  • Call a tow yard
  • Check the newspaper
  • Research online
But there are a couple of other things you should know before buying a damaged car:
  • It can be very difficult to get insurance on a car with a salvage title. In most cases, you will need to fully restore the car and then re-register it as a rebuilt title.
  • Check with your local DMV to learn about your state’s inspection process and requirements for rebuilt cars.
Using tools like Jerry can save you a ton of time, as well as a headache—we do the work to get you free quotes from multiple providers so you can get your car out on the road ASAP!
Ben Guess
Answered on Nov 01, 2021
Ben has a BA in Journalism + Design from The New School, as well as three years’ experience in content writing and data journalism. They are deeply interested in how the car industry intersects with issues of inequity in the world, as well as in making auto insurance more accessible through writing. When they’re away from the keyboard, they enjoy baking, embroidering, and playing Dungeons and Dragons with friends. They are based in Boston, Massachusetts.
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