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How can I bill my car insurance for home care services?
Is there a way for me to bill my insurance for home care services? I live in New Jersey and was in a car accident a few weeks ago. I had to have surgery due to the accident and now I will be bedridden for a few weeks. Is there a way to have my car insurance pay for someone to do some housework during this time?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I am sorry to hear about your accident, car injuries can have people laid up for a while, and this is where PIP (personal injury protection) can help.
Since you live in New Jersey, it is required for all drivers to carry
PIP coverage
. PIP can cover certain expenses resulting from car accidents, such as:- Medical expenses
- Funeral expenses
- Loss of income
- Child care
- Survivors Loss
- Household services, including cleaning, walking the dog, or even lawn care.
The minimum amount of coverage for NJ PIP is $15,000, however you may have opted for higher limits on your
car insurance
policy.Get in touch with your claims adjuster and let them know of your situation. They can advise you of what medical coverage can be applied for this assistance. They can also set up payments to the service company directly.
It is important to work closely with your insurance company during times like this and trust that they have helped you select the proper policy coverages for you and your family.
If you are unhappy with their service, keep this in mind for your next policy renewal. It might be time to shop for a new insurance company!
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