How can I afford car insurance?

How do most people afford car insurance? I'm struggling to keep up with my monthly payments, and I don't get how other people do it. How can I afford my insurance more easily?

That’s a really fair question! Car insurance can be expensive, and sometimes it really does feel like it’s not affordable. Although it can be expensive, there are ways to make car insurance more affordable! Here are a few tips for bringing down your insurance premium:
  • Compare quotes from other providers. Premiums will vary drastically from one insurance company to the next, so look around before you settle.
  • Search for discounts. Almost every provider offers big discounts for multi-policy holders, safe drivers, and bundling. Call your provider and ask which discounts you may be eligible for.
  • Reduce your coverage. Every state has a minimum insurance requirement. Dropping excessive coverage can save you a fortune on monthly payments.
  • Sign up for a driving-tracker program. Some providers will let you download an app that tracks your driving. If it shows you’re a safe driver, you may be eligible for a significant discount.
  • Switch to a vehicle that’s cheaper to insure. Some cars are cheaper to insure than others. Make sure you’re driving a car with affordable insurance rates.
Each of these options alone has the potential to help you lower your insurance rate. If you pursue more than one option, you can make a real dent in your monthly payments!
If you want to shop around to make sure you’re getting the best deal on your premium, check out the Jerry app. We’ll get you personalized quotes from top insurers in seconds so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll even help you switch!
Best of luck with saving, and may all your rates be low!
Joshua Levy
Answered on Nov 30, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free