How can I add someone to my car insurance?

I want to add my girlfriend to my car insurance. How do I do that?

Answer
Car insurance companies to add someone who drives your vehicle frequently or lives with you to your car insurance policy.
When you add someone to your car insurance policy, your car insurance covers them when they are driving the vehicle. If you don’t add someone who drives your car frequently or lives with you to your insurance policy, your car insurance company could deny coverage in the event of an accident.
To add your girlfriend, you can call your car insurance company or add them online through your account or mobile app. Your car insurance company will require their:
  • Name
  • Driver’s license number
  • Birthdate
They may also require additional personal information, depending on the company and what reports they use to determine rates. If your girlfriend has a clean driving record and you aren’t adding another vehicle, you shouldn’t see a large rate increase. Adding a good driver to a policy may also reduce your rate if you don’t have a clean record.
Every insurance company is different, so you can always request a quote from your insurance company before officially adding your girlfriend. If you notice a large increase in your car insurance rates when you add your girlfriend, shopping around for car insurance on Jerry is a smart idea. Compare quotes from over 50 insurers so you always get the best rates possible.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free