How can a car insurance company refuse to pay a subrogation claim?
"The company's driver was at fault and they refused to pay damages in a reasonable amount of time. What am I supposed to do?"
“Subrogation protects you and your car insurance company from paying for losses that aren’t your fault. It enables your insurance company to pursue the at-fault party and recover the money paid out for a claim.
It seems like the other insurance company is trying to avoid an unnecessary payout. If the other driver was at fault, they’re responsible for the damages.
Your best option is to hire a lawyer to figure out the next steps for you. They’ll get in contact with the insurance company and find out why they aren’t making the payment.
The longer you wait to do something about it, the less likely you are to resolve the issue and get your money.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How much is car insurance for a college student in Ohio?
How much can I expect to pay for insurance if I have my own plan? My parents will not keep me on their car insurance plan when I go to college and I'm in the process of purchasing my own car.
Jul 23, 2021
Will a non-owner car insurance policy cover me if I often drive rental cars?
I drive rental cars frequently as I'm a travel blogger. Will a non-owner car insurance policy cover me? Is it worth the extra expenditure?
Jul 21, 2021
How do home insurance deductibles work?
Can I submit a claim for tree damage? I want to submit a claim to my home insurance for tree damage. My deductible is $1,500. The damage is going to cost $1,600 to repair.
Jul 20, 2021