Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

How are medical bills paid for after a car accident?

I live in New Jersey and was recently injured in an accident. How do pay for my medical bills?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about your car accident and injuries! Thankfully you live in a state that requires
PIP insurance
 for drivers to legally drive.
PIP stands for personal injury protection and is used to cover your injuries during the accident. Your insurance company will use the PIP coverage on your policy first to pay for medical payments for you and your passengers regardless of fault.
You will need to contact your insurance as soon as possible to start the claims process, which means helping you pay those medical bills sustained from the accident. Make sure to document everything along the way and adhere to their timeline. Do not wait to seek the care you need.
PIP can help cover:
  • Surgical operations
  • Hospitalization
  • Continuing care
  • Limited childcare
  • House cleaning expenses
Accidents can increase your insurance rates. If you want to shop around to make sure you’re getting the best rate, use
Jerry
. Jerry compares personalized rates from the top providers, including Nationwide, Allstate, and Travelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
I hope you get recover soon!
MORE:
Can I use health insurance to cover car accident injuries?
Car InsurancePersonal Injury Protection (PIP)Car Insurance ClaimsCar Accidents
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

What To Do After a Car Accident

Wondering what to do after a car accident? Check for injuries, move to a safe place, document damage, exchange driver information, and contact your insurer.
avatar
Olivia Rose
card cover

Medical Payments Coverage: What is MedPay?

MedPay covers medical bills for you and your passengers after an auto accident, but it’s the more limited form of no-fault auto insurance.
avatar
Jaya Anandjit
card cover

Car Insurance for Loss of Income After a Car Accident

This is a guide for loss of income after a car accident. To recoup lost income, you’re going to need Personal Injury Protection.
avatar
Jason Unrau

Read Advice From Car Experts At Jerry

card cover

Fentanyl-Positive Rate Among Drivers in Fatal Crashes Doubles

America’s fentanyl epidemic is spilling onto its roads and highways. The number of drivers involved in fatal accidents who tested positive for fentanyl nearly doubled from 2018 through 2021, the latest year for which data is available, despite little change in the number of tests conducted.
avatar
Henry Hoenig
card cover

Volkswagen Golf Design Vision GTI V6

The only VW Golf GTI to ever receive a V6 engine was a one-off concept car that you won’t find at the dealer’s anytime soon, despite its impressive specs.
avatar
Jasmine Kanter
card cover

Everything You Need to Know About Driving in Denver

Denver is easier to drive in than some other US cities, but its steadily-increasing population has led to more and more traffic.
avatar
Zachary Morgan

What Others Are Asking

Where is the OBD port location in a 2008 Honda Civic?
I’m trying to run a diagnostic on my 2008 Honda Civic, but, try as I might, I can’t seem to locate the OBD port. Where is this pesky port located?
avatar
Melanie Johnson
How do you reset the Ford Fiesta Bluetooth?
I have a 2019 Ford Fiesta, and the Bluetooth has been acting wonky lately. Sometimes, it will randomly disconnect my phone! How do I reset the system?
avatar
Andrea Barrett
What do I do if my Kia Carnival sliding door won’t open?
My Kia Carnival’s power sliding door has stopped working. It seems like no matter what I do, it won’t open. It was working just fine the last time I drove it. What should I do?
avatar
Sarah Gray
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all