How are medical bills paid for after a car accident?

I live in New Jersey and was recently injured in an accident. How do pay for my medical bills?

Answer
I’m sorry to hear about your car accident and injuries! Thankfully you live in a state that requires PIP insurance for drivers to legally drive.
PIP stands for personal injury protection and is used to cover your injuries during the accident. Your insurance company will use the PIP coverage on your policy first to pay for medical payments for you and your passengers regardless of fault.
You will need to contact your insurance as soon as possible to start the claims process, which means helping you pay those medical bills sustained from the accident. Make sure to document everything along the way and adhere to their timeline. Do not wait to seek the care you need.
PIP can help cover:
  • Surgical operations
  • Hospitalization
  • Continuing care
  • Limited childcare
  • House cleaning expenses
Accidents can increase your insurance rates. If you want to shop around to make sure you’re getting the best rate, use Jerry. Jerry compares personalized rates from the top providers, including Nationwide, Allstate, and Travelers, and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
I hope you get recover soon!
Lauren Smith
Answered on Oct 29, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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