How accurate are car insurance marketing campaigns?

I see a lot of marketing campaigns that say you could save hundreds on your car insurance by switching companies. However, it seems unlikely that they can *all* do this—or can they?

“That’s a great question! Advertisements you see for insurance companies are true, but they do depend on a few different factors.
Insurance companies look at their rates versus competitors’ rates to determine savings. As the average cost of car insurance varies from person to person and even state to state, it would be impossible to calculate this number on an individual basis.
By looking at their policyholders and other companies’ data, insurance companies are able to determine the savings one may have if they switch companies.
If you are looking to switch insurance companies, the best way to determine if you can save money is by requesting car insurance quotes online. This will give you the best idea of whether you’ll save as much as insurance companies claim.
Should you want help, try using the Jerry app. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies. If you find a new plan that works better for you, we’ll even help you switch companies. And the best part–Jerry does all of this for free.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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