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How much do I need to pay to take my car off the lot?
I got my final quote today. Everything looked fine until I reached the payment. It says it costs $117 (including the down payment), but then it says plus five $98 payments. Should I be paying the $117 today, or do I also need to pay $98?
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting your
car loan
started can be confusing, especially when they include extra fees and payments. That said, the drive-off cost, or the amount of money you pay before taking your car off the lot, typically **includes the following fees:Your dealer will usually add those fees and costs into a single charge and have you pay them before taking your car. From there, you’ll need to make your first payment the following month.
But the best way to find out what you’ll need to pay is to ask your dealer about the drive-off cost as soon as possible. If you ask them upfront what you’ll need to pay before taking the car, they should give you a straight answer that includes any costs or fees you might not expect.
Keeping up with your
monthly payments
can be challenging, but you can make them more affordable by saving on car insurance with Jerry
. A licensed broker, the Jerry app helps users save an average of $879 a year on car insurance. Just download the app, answer a few questions, and Jerry will help you find and compare quotes from over 50 top providers, including Allstate and Nationwide, for free.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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