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Does Zipcar cover excess insurance?
What are the coverage limits for Zipcar? I want to know if I need to purchase extra insurance.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“For Zipcar, the
car insurance
coverage limits are typically your state minimum car insurance
requirements. Zipcar also provides a damage waiver. In most situations, you’d need to pay the first $1,000 of damage. After that, Zipcar will cover the rest. In some states, you may be able to purchase additional
liability insurance
. The additional coverage limit is $300,000. If you’re worried about the coverage or paying a $1,000 deductible for damages, you can always purchase excess insurance or a primary policy such as
non-owners car insurance
. Non-owners car insurance extends coverage to any vehicle you drive. If you’re interested in a non-owners policy, you can call insurance providers in your area. As non-owners insurance is nonstandard, you typically can’t request a quote online. If you’d like help,
Jerry’s
licensed agents would be happy to help find you a policy that best suits your needs.” View full answer
- Gregory R.
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