Does your marital status need to be accurate on a car insurance?

I am divorced and noticed my insurance policy lists me as single. Is this okay? Should I let my car insurance company know?

Answer
“While your marital status shouldn’t have much impact on your car insurance, you should be honest with your car insurance company. It’s important to address any inaccurate information on your policy.
In some cases, it could be that your insurance company lists anyone who is divorced as single for rating purposes. It also could have been an oversight on your part or your agents. By addressing it with your agent or the company directly, you’ll ensure that your rate is accurate.
Although it’s unlikely that your policy would be re-rated based on the change from single to divorced, you can always shop around if it does change. Companies look at a variety of factors when determining rates. If your current company rates policies higher for divorced drivers, you may be able to find a better rate elsewhere.
With the Jerry app, you can sign up and compare rates from dozens of insurers to get the best rate possible.”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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