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Does your marital status need to be accurate on a car insurance?

I am divorced and noticed my insurance policy lists me as single. Is this okay? Should I let my car insurance company know?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While your marital status shouldn’t have much impact on your
car insurance
, you should be honest with your car insurance company. It’s important to address any inaccurate information on your policy.
In some cases, it could be that your insurance company lists anyone who is divorced as single for rating purposes. It also could have been an oversight on your part or your agents. By addressing it with your agent or the company directly, you’ll ensure that your rate is accurate.
Although it’s unlikely that your policy would be re-rated based on the change from single to divorced, you can always shop around if it does change. Companies look at a variety of factors when determining rates. If your current company rates policies higher for divorced drivers, you may be able to find a better rate elsewhere.
With the
Jerry
app, you can sign up and compare rates from dozens of insurers to get the best rate possible.”
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