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Does your insurance rate decrease over time?
Will my rate ever decrease? I'm currently in the military and move a lot. My car insurance can fluctuate depending on where I'm living. I'm with USAA right now.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
- your age
- where you live
- your driving record
- type of coverage you require
Moving can cause your rate to fluctuate as every state has different insurance requirements. The types of claims drivers submit in different areas can also vary.
If you continue to stay with USAA, you may begin to see your rate decrease due to loyalty to the company. If you remain accident free for a long period of time, you should also see your rate decrease.
You can also shop around using the free
Jerry
periodically to confirm you’re still receiving the best rate.”View full answer
- Gregory R.
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