Does your car insurance policy cover U-Haul rentals?

"I have coverage for rental cars through my policy. Would this extend to U-Haul? Should I get the insurance they offer?"

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Emily Maracle
Answered on Jul 27, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“To find out whether your car insurance would cover U-Haul rentals, you’ll want to reach out to them directly. Based on the size of the vehicle, it may not be covered on your personal auto policy.
There might also be limitations on your rental car insurance coverage. An agent with your insurance company will be able to determine whether the U-Haul would be covered.
If it’s not covered by your insurance and you are planning to pay with a credit card, you could also see if your credit card would cover the rental. Most credit cards offer some type of rental coverage.
You aren’t required to get U-Haul’s insurance, but if you don’t have coverage that will apply to the rented truck; it may be worth it.”
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