Does your car insurance policy cover U-Haul rentals?

"I have coverage for rental cars through my policy. Would this extend to U-Haul? Should I get the insurance they offer?"

“To find out whether your car insurance would cover U-Haul rentals, you’ll want to reach out to them directly. Based on the size of the vehicle, it may not be covered on your personal auto policy.
There might also be limitations on your rental car insurance coverage. An agent with your insurance company will be able to determine whether the U-Haul would be covered.
If it’s not covered by your insurance and you are planning to pay with a credit card, you could also see if your credit card would cover the rental. Most credit cards offer some type of rental coverage.
You aren’t required to get U-Haul’s insurance, but if you don’t have coverage that will apply to the rented truck; it may be worth it.”
Emily Maracle
Answered on Jul 27, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free