Does your car insurance company pay for a lawyer when you sue?

I am considering a lawsuit against another driver after a car accident. They were at fault. Will my insurance company pay for my lawyer?

Answer
“If you are suing the other driver for damages or injuries, your car insurance company is not required to pay for legal counsel. To seek or recover damages, you need to hire a personal injury attorney that specializes in these types of cases.
Insurance companies typically only pay for defense lawyers. If you were at fault in an accident or another driver was suing you, your insurance company would pay for your defense costs. If you’re not at fault in an accident, your insurance company is likely trying to negotiate with the other party for payment. If you feel that you aren’t able to negotiate a fair amount and want to file a suit, you would have to seek damages out of pocket..
Most lawyers will take a cut of the final settlement amount. If your insurance has paid for anything up front, they may also seek reimbursement costs for any injuries or damages they paid for as well.
If you feel as though your insurance company isn’t acting appropriately on your behalf, you may want to consider a new insurance company. With the Jerry app, you can compare dozens of rates from top companies in under a minute.”
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Emily Maracle
Answered on Jul 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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