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Does USAA renters insurance cover storage units?
I inherited a lot of furniture from my grandparents, most of which I have in storage until I eventually buy a house. For now, does my USAA renters insurance cover the contents of my storage unit?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Losing grandparents is difficult, but having some of their personal possessions will always serve as a reminder of their love. That’s great that you’re intending to hold onto it. And yes, your USAA renters insurance will cover the furniture you’re storing.
Here’s a short overview of storage units and standard renters insurance coverage.
- USAA renters insurance will cover the cost of replacing items in a storage unit. In addition to being protected against standard perils such as theft, fire, and explosions, your USAA policy protects you against floods and earthquakes as well.
- Most storage companies will provide extra insurance coverage on top of your USAA policy. Read over your USAA policy before considering whether you want to take out an additional policy.
May you soon find your dream house and be able to move your furniture into it!
Jerry
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- Gregory R.
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