Does USAA have a good driving discount?

I'm in the military and am thinking of joining USAA. I am considering switching to their insurance. I haven't had an accident in six years, do they offer good driving discounts?

Answer provided by
Emily Maracle
Answered on Jul 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
USAA does offer discounts for good driving. They also offer discounts for:
  • being accident free
  • maintaining a clean driving record for five years
  • remaining a loyal customer
  • taking a defensive driver course
They also have a safe driving program called SafePilot. This program tracks your driving and gives a discount based on how safe of a driver you are.
If you’re interested in any other discounts that USAA may offer, you should reach out to them directly. If you work with an agent, they’ll likely be able to see what other discounts you may qualify for.
You could also request a car insurance quote online which can help determine your eligibility for additional discounts.”

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