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Does U.S. car insurance work in Mexico?

I am traveling to Mexico for a business trip and intend to drive there. Will my U.S.-based car insurance cover me?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No, your car insurance will not cover you in Mexico. Tourists visiting Mexico are required to obtain auto liability insurance from a company based within the country.
The good news: Many U.S. carriers work with Mexican insurance affiliates for exactly this reason—so getting the coverage you need may not be as hard as you think.
You have a few options to explore to obtain the necessary coverage in Mexico, including:
  • You may be able to get the right type of policy directly through your current provider depending on your insurance company.
  • Some U.S.-based insurers may offer coverage if you’re within a certain distance of the U.S./Mexico border, so check with your current provider to see if this applies to you.
  • You can shop around for quotes—major carriers like
    GEICO
    , Progressive, Allstate, and Liberty Mutual all offer free quotes for tourist liability coverage.
MORE:
Mexico Car Insurance: What Is It and Do You Need It?
View full answer 
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