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Jerry Data & Research
Does unpaid car insurance affect your credit score in Michigan?
Will my credit score be affecte if I haven't paid my premiums on time for the last few months?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While your credit history can have a direct impact on your
car insurance
rates, it’s unlikely that the inverse is true. In other words, a lapse in payment with your insurance company will not directly affect your credit scores.
That said, if you fail to pay your premiums on time, you’re putting yourself at risk for your
car insurance
company to cancel your policy. If this happens, you’re also risking financial ramifications or legal problems if you get into an accident, regardless of who is at fault. This is because Michigan is a
no-fault state
.”View full answer
- Gregory R.
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