Does unpaid car insurance affect your credit score in Michigan?

Will my credit score be affecte if I haven't paid my premiums on time for the last few months?

“While your credit history can have a direct impact on your car insurance rates, it’s unlikely that the inverse is true.
In other words, a lapse in payment with your insurance company will not directly affect your credit scores.
That said, if you fail to pay your premiums on time, you’re putting yourself at risk for your car insurance company to cancel your policy.
If this happens, you’re also risking financial ramifications or legal problems if you get into an accident, regardless of who is at fault. This is because Michigan is a no-fault state.”
Sophie Newman
Answered on Jul 23, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

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