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Does Travelers insurance cover mobile homes?

My husband and I are considering buying a double-wide mobile home, but we’re worried about homeowners insurance. Our current policy is with Travelers—if we stay with them, will it cover a mobile home?

avatar
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Travelers does not offer insurance for manufactured or mobile homes, but you can find it with many other insurance providers, such as GEICO,
Progressive
, and
Allstate
.
For example,
GEICO
 offers protection for mobile or manufactured homes. The standard coverages available on a mobile home policy from GEICO include:
  • Dwelling coverage: Covers the physical structure of your home
  • Personal property coverage: Covers things like electronics, appliances, furniture, and clothing
  • Other structures coverage: Coverage for sheds or other unattached buildings
  • Medical and liability coverages: Pays for medical expenses and/or legal fees if someone is injured on your property
A mobile home insurance policy will also cover things like:
  • Fire
  • Wind
  • Hail
  • Water damage (excluding flood)
  • Theft
  • Hurricanes
  • Visitor injuries
If you have extra items in your mobile home you want to be protected; you can also get coverage for things like collectibles, jewelry, sports equipment, and musical instruments. 
MORE:
Home insurance terms you need to know
TravelersHomeowners InsuranceHome Insurance
View full answer 
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