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Does the registered owner of the vehicle need to be named on the insurance card?

My wife owns the vehicle, but my name is on the insurance card. Is this allowed?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Your wife’s name doesn’t need to be on your insurance card, but she does need to be on your
car insurance
policy. If she is on the policy, she would either have an insurance card in her name or be listed elsewhere on your insurance card.
Insurance companies require that the registered owner of a vehicle be listed on the policy, though they don’t necessarily need to be listed as the primary driver. Since you’re married, most companies would consider your wife the second name insured.
If your wife isn’t on your policy, you could have a problem if you need to file a claim since the vehicle isn’t registered to you.
If you’re unsure, you can always contact your insurance company directly to confirm who is listed on your policy and what their rules and regulations are.
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