policy. If she is on the policy, she would either have an insurance card in her name or be listed elsewhere on your insurance card.
Insurance companies require that the registered owner of a vehicle be listed on the policy, though they don’t necessarily need to be listed as the primary driver. Since you’re married, most companies would consider your wife the second name insured.
If your wife isn’t on your policy, you could have a problem if you need to file a claim since the vehicle isn’t registered to you.
If you’re unsure, you can always contact your insurance company directly to confirm who is listed on your policy and what their rules and regulations are.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.