Does the registered owner of the vehicle need to be named on the insurance card?

"My wife owns the vehicle, but my name is on the insurance card. Is this allowed?"

Answer provided by
Emily Maracle
Answered on Jul 27, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“Your wife’s name doesn’t need to be on your insurance card, but she does need to be on your car insurance policy. If she is on the policy, she would either have an insurance card in her name or be listed elsewhere on your insurance card.
Insurance companies require that the registered owner of a vehicle be listed on the policy. Since you’re married, most companies would consider your wife the second name insured.
If your wife isn’t on your policy at all, you could have a problem if you need to file a claim since the vehicle isn’t registered to you.
If you’re not sure, you can always reach out to your insurance company directly to confirm who is listed on your policy and what their rules and regulations are.”

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