Does the cosigner of my car loan have to be on the title?

Does the cosigner have to be on the title as well? I'm buying a car but I need a cosigner for the loan. I'd like to have my own name on the car title.

Answer provided by
Eric Schad
Answered on Jul 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“No, the cosigner doesn’t need to be on the title.
The cosigner is only there for financial and credit-based needs. The lender wants them on the loan to ensure they get paid and lower the risk of default.
As far as the title and registration, your cosigner has no active role in the matter and the DMV won’t even ask about it.”

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