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Does the cosigner of my car loan have to be on the title?

Does the cosigner have to be on the title as well? I'm buying a car but I need a cosigner for the loan. I'd like to have my own name on the car title.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, the cosigner doesn’t need to be on the
title
.
The cosigner is only there for financial and
credit-based
 needs. The lender wants them on the loan to ensure they get paid and lower the risk of default.
As far as the title and registration, your cosigner has no active role in the matter and the DMV won’t even ask about it.”
MORE:
What is Vehicle Registration?
Car LoansCredit ScoreCosignersCar Loan
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