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Does the age of my car affect the rate of my insurance policy?
What year vehicle should I be looking at to get the best insurance rate? I am shopping around for a car and I want to purchase one that will have a low premium. The vehicle I get will be used.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It is good to be open-minded about your next vehicle. While shopping for a
cheap car to insure
, age is a factor you should consider. One of the cheapest cars to insure is a Honda Civic DX. But the cost of 2005 Honda and a 2020 Honda will be very different when the coverages are priced out.
A 2005 Honda wouldn’t need to have
comprehensive coverage
and collision coverage
, which can save you hundreds of dollars a year on insurance. When it comes to the
liability coverage
, a newer model car will have better safety features, resulting in a lower cost for bodily injury
and property damage
coverage.”View full answer
- Gregory R.
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