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Does State Farm renters insurance cover theft?

My current renters policy rate has gone up and I’m looking at getting a new policy with State Farm. I want the same coverage I have now, it gives me peace of mind. Will a renters policy with State Farm cover theft?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear your rates have gone up! The good news is that
State Farm
renters insurance policies should cover theft.
Renters insurance
provides excellent coverage for both you and your property while you live in a rented space. The events or losses that are covered in your policy are called
named perils
.
A standard renters insurance policy will typically include the following perils and more:
  • Lightning
  • Hail
  • Wind
  • Fire
  • Explosions
  • Theft
  • Vandalism
  • Falling objects
  • Damage from a vehicle
Unless there are any exclusions regarding theft in your policy, you can rest assured your property has coverage against theft. Whether your belongings are in your home or a storage unit, renters insurance will protect them against theft.
Since you’re looking for more affordable renters insurance, let
Jerry
do the work for you. Jerry is the easiest and most effective way to find a renters insurance policy that is customized for you. You can even bundle your policy with your car insurance for the most savings.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy!
View full answer 
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