Does standard renters insurance cover earthquake damage in quake-prone areas?

I'm moving to San Francisco, so I want to know if renters insurance will guard against earthquakes there.

Answer provided by
Jackie Whalen
Answered on Apr 13, 2021
Earthquakes, like most natural disasters, are normally not covered under a standard renters policy, even if you live in a quake-prone area. However, most insurance companies will offer earthquake coverage as an add-on to your policy. Check with your carrier to see if they offer it for purchase.

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