Does standard home insurance cover hurricane damage for houses outside of hurricane zones?

My home isn't technically within a hurricane zone, but it's close enough to one that I worry about potential damages. Will my home insurance protect me from hurricanes?

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Savannah Grabek
Answered on Apr 02, 2021
Yes, as long as the hurricane damage was caused by wind. Most standard home insurance policies include wind as a covered peril, as long as the policyholders are not in a high-risk area. However, there are some policies that exclude wind-related damage. Be sure to check your policy or contact your insurance company to confirm that you’re covered.
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