Does standard home insurance cover hurricane damage for houses outside of hurricane zones?

My home isn't technically within a hurricane zone, but it's close enough to one that I worry about potential damages. Will my home insurance protect me from hurricanes?

Answer provided by
Savannah Grabek
Answered on Apr 02, 2021
Yes, as long as the hurricane damage was caused by wind. Most standard home insurance policies include wind as a covered peril, as long as the policyholders are not in a high-risk area. However, there are some policies that exclude wind-related damage. Be sure to check your policy or contact your insurance company to confirm that you’re covered.

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