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Does standard home insurance cover hurricane damage for houses outside of hurricane zones?
My home isn't technically within a hurricane zone, but it's close enough to one that I worry about potential damages. Will my home insurance protect me from hurricanes?
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, as long as the
hurricane
damage was caused by wind. Most standard home insurance policies include wind as a covered peril, as long as the policyholders are not in a high-risk area. However, there are some policies that exclude wind-related damage. Be sure to check your policy or contact your insurance company to confirm that you’re covered.View full answer
- Gregory R.
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