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Does Safeco Insurance charge late fees or offer a grace period for monthly payments?

Thanks to some oversight and an unexpected vet bill, I don’t have any room in my budget for my auto insurance payments. I’m worried my provider will cancel my coverage. Will Safeco charge me a late fee if I miss a payment, or is there a grace period?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It's important to stay up-to-date on late fees and grace periods since they vary from provider to provider. A
Safeco car insurance
policy includes a 25-day grace period, during which any late payments you make will be subject to a $15 late fee. Safeco will cancel your insurance if you don’t pay your bills before the grace period ends.
If this is the first time you’ve missed a payment, it’s best to contact your insurance provider. Good faith communication usually translates to goodwill, and you may be able to work out a late payment plan with a Safeco insurance agent. Visit the Safeco website or call 1-800-332-3226 to speak to customer service 24/7.
You’ll have a harder time convincing an insurance agent that you intend to pay if you have missed several payments in the past. Safeco may demand the next six months of your premiums upfront to maintain coverage. Again, I’d suggest speaking to a company representative. Good luck!
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