The best approach to avoid financial loss in the future is to be aware of the potential dangers in your neighborhood and to secure the right insurance—congratulations, you’ve done both!
The good news is that renters insurance will usually cover wildfires damages, as fire is a
named peril in any standard renters insurance policy.
If a fire damages or destroys your personal property, your renters insurance provider will help to reimburse the cost of repairs and replacements.
Additionally, if you need to stay in a hotel while your building is being repaired after a wildfire, renters insurance will cover this under “loss of use” coverage.
Note that your renters insurance won’t cover the damage or destruction of your actual building—this will come from the landlord’s insurance instead.
Knowing that you can rest easy when it comes to your renters insurance in this case, you should spend some time looking into your other insurance policies. Use
Jerry for an easy way to compare competitive quotes and find great insurance savings.
A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies, buying new insurance, and canceling your old policy. Basically, you get all of the savings and coverage, with none of the hassles!