Does renters insurance cover lost food?

My apartment lost power for several days and I lost most of my frozen and refrigerated food. Does my renters insurance cover the cost of this food?

Apr 13, 2021
Answer provided by
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Jackie Whalen
Answered at Apr 13, 2021
“Yes, it actually does cover food as your personal property. If your apartment loses power and the food gets spoiled in the refrigerator, your renters insurance should cover food replacement subject to your deductible.
Be aware that the policy will only cover the food if the power outage was an unforeseen incident, not if you failed to pay your bill and the power was shut off for that reason. “
Renters Insurance
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