PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does renters insurance cover forest fires?
Living on the West Coast, I’ve seen my fair share of fires. I’ve had renters insurance in the last few apartments I’ve lived in, which had fire coverage. That makes me wonder: does renters insurance cover forest fires specifically?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s a good question to be asking, especially as forest fires continue increasing in frequency and severity. Your insurance policy likely covers losses and damages from forest fires.
It ultimately depends on the language of your policy, but in most cases, renters insurance will cover damage from a wildfire just like it would any other type of fire. Usually, the only sort of fire that wouldn’t be covered is one you intentionally started yourself.
It’s also worth verifying that your renters insurance policy includes additional coverage for smoke damage. Read this part of your policy carefully, because sometimes policies will cover some causes of smoke (like from fires) but not others (like a certain agricultural or industrial operation).
Also, your policy may only cover up to a certain amount of losses, so be mindful of that as well.
If you read through the fine print of your current policy and decide you want more protection than you currently have,
Jerry
can help you explore more options. By taking less than a minute to answer a few questions, you can compare quotes from top insurance companies and find the best policy for you.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
