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Does renters insurance cover dog damage?
My puppy is teething and getting into all kinds of trouble. I left him alone for ten minutes and he chewed up the linoleum in my rental’s kitchen! Does renters insurance cover dog damage?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! Puppies can get themselves (and us!) into all kinds of trouble. Renters insurance often covers dog damage under personal
liability
, which would be if your dog damages someone else’s property. Unfortunately, that’s often not the case if the property damaged is your own—or part of the apartment.For damage or loss to personal property to be covered, the cause has to be a named peril, and it’s rare (but not impossible) for
pet
damage to be included.If you’re looking to update your renters insurance policy,
Jerry
makes easy work of shopping around for quotes. You can bundle with your car insurance
to save even more, too. It takes less than a minute to sign up and start reviewing competitive rates from top providers!View full answer
- Gregory R.
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