Does renters insurance cover damage from a fish tank leak?

"I have a large fish tank in an apartment I'm renting. If it were to leak and cause damage to my apartment or the unit below mine, would renters insurance pay for the damage?


Answer provided by
Jackie Whalen
Answered on Apr 13, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.
“Great question! Renters insurance will not cover damage to your personal property if your fish tank leaks and causes damage to your items. Water damage to your personal property is covered for things such as appliances leaking or pipes bursting in the apartment.
If the fish tank leaks into someone else’s apartment, then your renters insurance can be used for their damages under your liability coverage. “

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