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Does renters insurance cover broken pipes?

My partner and I are going away on vacation this month. It’s going to be cold while we’re gone, and we’re worried about our pipes. Will our renters insurance policy cover any pipes if they break?

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Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m glad you get to escape the cold for a bit; hopefully, you’re going somewhere sunny!
Renters insurance
policies will likely cover any broken pipes, as well as the damage the leaks may cause as a result.
In insurance terms, water leaks typically refer to the water and steam that circulates throughout the apartment due to the everyday use of appliances. Usually, this water is found flowing in the plumbing system. Your renters insurance policy will cover your pipes if they break, burst, or freeze.
Here is what your renters insurance policy can cover in these cases:
  • Burst or broken pipes
  • Accidental discharge
  • Cracking, bulging, tearing apart, or burning
  • Household appliances including dishwashers and washing machines
  • Damage to your belongings as a result of leakage
We hope we never have to use it, but renters insurance definitely comes in handy. It’s important to find the right renters insurance policy for your needs, and it can be stressful trying to shop around. Let
Jerry
take away all the hassle in under a minute. You’ll get competitive rates from top trusted insurance carriers, and Jerry can help you get signed up for your choice as soon as you like. You can even bundle your renters and auto insurance policies for more savings.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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