A renters policy typically does not cover negligence. If your landlord is not taking care of the property, you would want to document as much as you can to protect yourself. You may be able to sue them for their negligence, but typically there would not be coverage on your renters policy to cover legal fees or repair damages.
Does renters insurance cover any negligence on the part of my landlord?Answered by Home Insurance, Car Insurance Expert Savannah on March 12, 2021
My landlord is pretty lazy about upkeep of the property. His inaction is arguably bordering on negligence. Does my renters insurance offer any coverage for a landlord's negligence?
Home Insurance, Car Insurance Expert
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