Does renters insurance cover any negligence on the part of my landlord?

My landlord is pretty lazy about upkeep of the property. His inaction is arguably bordering on negligence. Does my renters insurance offer any coverage for a landlord's negligence?

Answer provided by
Savannah Grabek
Answered on Mar 12, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
A renters policy typically does not cover negligence. If your landlord is not taking care of the property, you would want to document as much as you can to protect yourself. You may be able to sue them for their negligence, but typically there would not be coverage on your renters policy to cover legal fees or repair damages.

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