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Does renters insurance cover a car break-in?

I park on the street at my apartment complex, and my truck was broken into last night. Since it happened at my apartment, will my renters insurance help cover the costs of the break-in?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m very sorry to hear your car was broken into—street parking can have its downsides.
While you might think that
renters insurance
 policies cover damages that occur on the property you rent, your renters coverage does not extend to damage to vehicles.
You can contact your
car insurance
 company and file a claim to cover your truck’s damages if you have
comprehensive coverage
.
However, if any of your belongings inside your truck were damaged or stolen during the break-in, your renters insurance should cover them. (You will have to file separate claims for your renters and car insurance.)
Want to save money on both renters and car insurance?
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 is a licensed insurance broker and comparison app that makes it easier than ever to find savings. Answer a few questions, and you’ll get competitive quotes from trusted providers in 45 seconds.
Jerry can also help you bundle renters and car insurance policies for even more savings!
MORE:
What to do if your car gets broken into
Renters InsuranceCar Insurance
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