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Does property damage liability cover damage to my car?

Will property damage liability protect my vehicle if I'm in an accident? What does it cover?

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The purpose of
property damage liability
is to protect other people’s vehicles and property from you. Coverage kicks in when you are at fault in an accident and cause damage.
It would not cover any damage done to your vehicle when you’re at fault.
If you’re looking for coverage to protect your vehicle from damage, you’ll want to look into full coverage. Full coverage consists of:
Both of these coverage would protect your vehicle from damage whether you’re at fault or not. You are required to pay a deductible when submitting a claim for either of these, but your vehicle will be protected in most situations.”
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