Does Progressive's good driving program track speed?

What do safe driving programs track? I want to enroll in their Snapshot program. I often speed and don't want to miss out on a discount because of it.

Answer provided by
Emily Maracle
Answered on Jul 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“If you often speed, a good driving program may not be the best option for you.
Progressive’s Snapshot program looks at your driving behavior over time. This includes:
  • hard braking
  • acceleration
  • late night driving on the weekends
  • using your phone while driving
  • how frequently and far you drive on average
As the program is based on the information that your phone or the plugin device collects, you could see a rate increase from speeding.
If you’re concerned about a possible rate increase, it would be better to see what other discounts you could qualify for.
Carriers often offer discounts for taking driver training or defensive driving courses. You can also qualify for discounts for owning a home, among other things.”

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