PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does Progressive renters insurance cover flood damage?
This weekend, the stream running next to the house we rent rose above its banks and wound up flooding our first floor. Does Progressive renters insurance cover flood damage to our personal possessions?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
How terrible! As lovely as it is to live near a stream or river, flooding is always a possibility. Unfortunately, a standard renters insurance policy—from
Progressive
or any other insurer—will not cover water damage caused by naturally occurring floods. If the flooding had been due to a pipe that burst unexpectedly inside your home, your property would have been protected. Here’s a brief overview of what type of water damage a standard
renters insurance
policy will—and will not—cover:- Damages caused by flooding and storm surges are not covered. If you live in an area that’s prone to flooding, consider taking out extra flood insurance. You can often purchase a policy through the National Flood Insurance Program or a private insurer.
- Damages caused by a burst pipe or hot water tank inside your house are covered. As long as the water pipe burst suddenly and unexpectedly, a standard renters policy will help you replace personal property destroyed by water damage. However, if you knew a pipe or water tank was leaking—and ignored the problem—you wouldn’t be covered.
Once you get your life back together, do look into flood insurance so that if the stream does rise again, you’ll be protected.
Curious about renters insurance and flood damage? Decided to shop around for the best renters insurance rates?
Jerry
can help! The Jerry app searches the top renters and car insurance
providers. In seconds, you’ll have a list of quotes delivered to your phone.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.jpg&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
