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Does Progressive insure manufactured homes?

I’m looking for insurance for my manufactured home that I’m having built. My understanding is that manufactured homes need different insurance than traditional home insurance. Does Progressive insure manufactured homes?

avatar
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’re right: Insurance companies usually offer separate policy options for manufactured homes. 
And yes, Progressive offers insurance options for manufactured homes.
With mobile
home insurance
 through Progressive, here’s what a standard policy includes:
  • Dwelling coverage: Covers damage to your manufactured home
  • Personal property coverage: Covers lost or damaged personal belongings
  • Personal liability coverage: Helps pay for legal expenses if someone is injured on your property
  • Loss of use coverage: Helps cover living expenses if your home becomes temporarily uninhabitable
These are a couple of the optional add-ons that
Progressive
 offers in addition to its standard coverage:
  • Replacement cost coverage: Covers repairs and replacements of items regardless of depreciated value (as opposed to actual cash value (ACV) coverage).
  • Trip collision coverage: Covers your home if it’s damaged in a collision while being transported to its location.
Pro tip: If you want to save money on home, renters, or car insurance, the
Jerry
 app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies for new home or renters insurance.
MORE:
How to find car and home insurance quotes online
ProgressiveHome Insurance
View full answer 
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