PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does PIP coverage have a time limit?
Does PIP last as long as I have an insurance policy? Is there a time limit on submitting claims?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most states, there is a statute of limitations for
car insurance claims
. For PIP or medical claims, it’s often three to five years. However, this does vary state to state and only applies if you were insured at the time of the accident.Apart from this, your
car insurance
may also have a time limit for claim submission. Most carriers require that you submit any claims within 30 to 60 days. If you don’t submit a claim or inform your insurance of an accident in a timely manner, they can refuse coverage for your medical expenses. To learn the specifics of your insurance policy, you can reach out directly to your carrier. An agent will be able to explain any time limits that may exist in regards to claims and your policy.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
