Does Nationwide insure rebuilt titles?

We’ve decided to add a second car to our policy, and we’ve found one that’s within our budget. However, it’s a salvage car with a rebuilt title. Does Nationwide insure rebuilt titles?

Mary Alice Morris · Answered on Feb 09, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, Nationwide does insure cars that have rebuilt titles, but be aware that some restrictions might affect the coverage and its availability based on where you live. Also, you should know ahead of time that a rebuilt title could seriously impact your car insurance costs.
Rebuilt titles are issued after a vehicle has been declared a total loss by its insurer, and it’s due to extensive damage usually caused by one of the following reasons:
  • Accidents or collisions
  • Flooding
  • Theft and vandalism
  • Weather or natural disaster
  • Other events leaving the car undrivable
However, some totaled vehicles can be restored to a road-safe, driveable condition. These vehicles might qualify for a rebuilt title, which means it’s legal to drive and insure.
If you purchase a car with a rebuilt title, check in with Nationwide first to see if they can cover your vehicle. Then, do some comparison shopping for car insurance quotes online to see if there’s a better deal available to you!
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