Does my car quality for classic car insurance?

What makes a car a classic? My dad gave me a 1981 Oldsmobile Cutlass as a project car and I think it looks pretty cool. I want to take my time and fully restore the car and then enter it in car shows. My buddies believe it is a big joke and that an Oldsmobile isn't a classic car.

Answer provided by
Shannon Martin
Answered on Jul 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“As they say, beauty is in the eye of the beholder. The only person who needs to like the car is you!
The one definition that everyone can agree on is that the age of a classic car is 25 years old or older. After that, it can be up to interpretation. In general, the vehicle must also be maintained or restored with similar-to-original parts.
Some car clubs think only high-end vehicles can be considered classics, while others believe anything over 25 years old in good condition is a classic.
Once your restoration is complete, look into getting classic car coverage. Make sure to keep your receipts for any work done; it will help the appraiser provide you with an agreed-upon value to insure your vehicle.”

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