Does my car insurance cover my kids if they go on a hayride?

My kids really want to go on a hayride this year, but I've heard of children getting hurt on those things. It makes me a little nervous! Will my kids be covered by my car insurance when they go on a hayride?

Answer
While hayrides are a fun fall activity for the whole family, your car insurance won’t cover hayrides. That being said, you can still take steps to make sure your kids stay safe.
Before getting on the hayride, ask the host or business if they have liability insurance. Many seasonal attractions will purchase temporary insurance policies, so customers can stay covered for any potential injuries. This both legally protects them and helps customers pay for damages incurred on their rides.
Other than insurance, your kids should be fine if they stay seated and follow the rules!
While you’re waiting in line for the hayride, take a minute to save on car insurance with Jerry. A licensed broker, the Jerry app can help you compare personalized quotes from over 50 top providers like Progressive and Nationwide for free. When you find a better plan, Jerry can help you buy your new coverage and even help cancel your old policy!
Liz Jenson
Answered on Nov 18, 2021
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