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Does my car insurance cover hit-and-run accidents?

I haven't been involved in a hit-and-run accident, but it's happened to several people I know. Now I'm a bit paranoid. Will my car insurance cover hit-and-run accidents?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have bare-bones
liability insurance
, you probably aren’t covered in the event of a hit-and-run. However, you can add some coverages to your policy to make certain you’re covered if this scenario should occur.
In general, look for policies that include
collision coverage
,
uninsured motorist coverage
, and
medical payments coverage
. These can usually cover you in a hit-and-run, saving you thousands of dollars, even if the fleeing driver is never found.”
Car Insurance
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