Does my car insurance cover hit-and-run accidents?

I haven't been involved in a hit-and-run accident, but it's happened to several people I know. Now I'm a bit paranoid. Will my car insurance cover hit-and-run accidents?

Answer provided by
Eric Schad
Answered on Apr 13, 2021
“If you have bare-bones liability insurance, you probably aren’t covered in the event of a hit-and-run. However, you can add some coverages to your policy to make certain you’re covered if this scenario should occur.
In general, look for policies that include collision coverage, uninsured motorist coverage, and medical payments coverage. These can usually cover you in a hit-and-run, saving you thousands of dollars, even if the fleeing driver is never found.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies